Philanthropy and Charity Advice

With our assistance and planning, a number of our clients are beginning to see that they will reach a point in their lives that they have referred to themselves as “The Point of More-Than-Enough”. This is the point when they have accumulated more than sufficient wealth to see them through the rest of their lives, and possibly more than enough to ensure that their children will not be in need.

What a great space to be in and this opens up greater choices that can be made for the greater good.

With this in mind, a number of clients begin to investigate ways of using their wealth for the benefit of others. They begin to ask, what can we do that would leave a significant legacy for generations to come? How would we like to be remembered?

“All of us who have done well have been blessed by good fortune. So, the generous person, the loving person gives back.” – Andrew “Twiggy” Forrest

We partner with you to help answer these questions.

We believe that we hold the responsibility to help you manage wealth to achieve everything that is important to you. In addition to helping clients grow their wealth, we would argue that this also includes helping them find ways to give it away.

“It’s not how much we give but how much we put into giving.” – Mother Teresa

The creation of a ‘Strategic Giving Plan’, as part of a comprehensive wealth management plan, is an essential step in achieving this goal. We assist our clients in discovering their values and discuss ways that they can make a contribution to their community. This includes attributing their surplus family wealth towards funding the causes that are closest to their hearts. We explore various options such as the creation of a private family foundation; making direct gifts to their favourite causes; contributing to existing charitable vehicles; as well as helping them attribute personal time and expertise in serving charities.

“If you’re in the luckiest 1% of humanity, you owe it to the rest of humanity to think about the other 99%.” – Warren Buffet

We can further discuss how an individual’s circumstance might better fit one or more of the options available and we will, as always, consider the tax implications and costs associated. Our experience tells us however, that the personal satisfaction of structured giving far outweighs the practical benefits such as tax. Clients already involved in structured philanthropy speak about the richness that comes from giving, their personal motivation in terms of shared family experience, engagement with specific causes and the satisfaction of seeing their money make a tangible difference to the world.

“Effective philanthropy requires a lot of time and creativity – the same kind of focus and skills that building a business requires.” – Bill Gates

Ask us how we can assist you in making the transition from “Success to Significance”. Or for more information on Philanthropy visit:

Michael Carlton

CEO & Senior Adviser

Michael Carlton, Director & Senior Adviser
PECUNIA Private Wealth Management is a privately owned advisory firm, with Michael Carlton (Director & Senior Adviser) having over 30 years’ experience in the Financial Services profession, working in both the Corporate and Private Sectors, most recently having worked with one of Australasia's leading providers of integrated financial services and accounting services as a Senior Financial Adviser (Private Wealth Manager).

Our Clients include;
• Doctors, Dentists, Medical Specialists and Allied Health Professionals;
• Business Owners, Business Leaders, Retirees and Accumulators;
• Individual and Corporate Trustees of Self - Managed Super Funds; and
• High Net Worth Individuals

Corporate Experience, Personal Approach:
Specialising in, Long Term Investment and Wealth Creation Strategic Planning, Investment Portfolio Advice and Management, Retirement Planning, Self - Managed Super Funds, Personal Risk Protection, Succession and Estate Planning, PECUNIA Private Wealth Management’s Director & Senior Adviser, Michael Carlton has earned a reputation for unwavering commitment to these clients based on the core principles of genuine client advocacy, quality advice, and the provision of personalised not corporatised service over many years, with a low client to adviser ratio and will not compromise on this.

Fee for Service Only
"The price is what you pay, the value is what you get..." Warren Buffett
• We are a Fee for Service Practice, so you know the exact cost before proceeding with any advice;
• We DO NOT accept Commissions, from our recommended products or services

PECUNIA Private Wealth Management provides these services to clients throughout the Eastern States of Australia, from Queensland right through to Tasmania and whilst also having a number of expat clients located overseas. Through the use of technology and with regular visitations all of these clients enjoy continued full access to Michael and the PECUNIA Private Wealth Management team.

Michael has completed the Diploma of Financial Planning, Masters of Applied Finance, is a Member of the Association of Financial Advisers (AFA), is a SMSF Association and is currently undertaking further post graduate studies.

We exist to provide personalised “Inspired Strategic Thinking Today For Your Future Tomorrows”.

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