We listen to your retirement objectives first, and act second.
You can always trust us to put your needs first. We offer a specialised retirement planning advice on:
- When you can retire and on what income level
- Making the most of your superannuation and savings for retirement
- Maximising your entitlements in retirement
- Ensuring that you are in the best possible tax position for your circumstances.
We use sophisticated financial modelling to factor in your options (when to retire, what to do with your property, how much can you retire on) and other variables (life expectancy, interest rates etc.). The result is peace of mind, knowing that whatever choices you make are based on reliable information.
Careful, far-sighted estate planning completes the picture, ensuring that your children and grandchildren will continue to benefit from your success in life, should this be your desire. As we are not aligned to any bank, insurance company or institutional ownership, you can rest assured that any advice we give you is based on what is best for you and your plans for retirement.
At PECUNIA Private Wealth Management, we structure your financial affairs so that the challenge of retirement becomes an opportunity: the opportunity to pursue your dreams, to chase adventure, to enjoy more time with your family, safe in the knowledge that your cash flow is sufficient and your accumulated wealth remains strong. We have specialised in retirement planning for over 20 years, and we do everything possible to assist you to maximise your income in retirement and preserve your superannuation and savings, where desired and possible.
Maximise your Income in Retirement – Call us to arrange an obligation-free retirement review
The transition from working life to retirement is one of life’s great challenges. Our financial planning services help the challenge become an opportunity. That’s why at PECUNIA Private Wealth Management, we base your financial strategy on your needs throughout your life. No matter how early in your career you come to us (and it’s never too early or too late), a prosperous retirement will be part of the plan.
Set sail to your Retirement today, contact us on 1300 112 676 or contact us here.
CEO & Senior Adviser
Michael Carlton, Director & Senior Adviser
PECUNIA Private Wealth Management is a privately owned advisory firm, with Michael Carlton (Director & Senior Adviser) having over 30 years’ experience in the Financial Services profession, working in both the Corporate and Private Sectors, most recently having worked with one of Australasia's leading providers of integrated financial services and accounting services as a Senior Financial Adviser (Private Wealth Manager).
Our Clients include;
• Doctors, Dentists, Medical Specialists and Allied Health Professionals;
• Business Owners, Business Leaders, Retirees and Accumulators;
• Individual and Corporate Trustees of Self - Managed Super Funds; and
• High Net Worth Individuals
Corporate Experience, Personal Approach:
Specialising in, Long Term Investment and Wealth Creation Strategic Planning, Investment Portfolio Advice and Management, Retirement Planning, Self - Managed Super Funds, Personal Risk Protection, Succession and Estate Planning, PECUNIA Private Wealth Management’s Director & Senior Adviser, Michael Carlton has earned a reputation for unwavering commitment to these clients based on the core principles of genuine client advocacy, quality advice, and the provision of personalised not corporatised service over many years, with a low client to adviser ratio and will not compromise on this.
Fee for Service Only
"The price is what you pay, the value is what you get..." Warren Buffett
• We are a Fee for Service Practice, so you know the exact cost before proceeding with any advice;
• We DO NOT accept Commissions, from our recommended products or services
PECUNIA Private Wealth Management provides these services to clients throughout the Eastern States of Australia, from Queensland right through to Tasmania and whilst also having a number of expat clients located overseas. Through the use of technology and with regular visitations all of these clients enjoy continued full access to Michael and the PECUNIA Private Wealth Management team.
Michael has completed the Diploma of Financial Planning, Masters of Applied Finance, is a Member of the Association of Financial Advisers (AFA), is a SMSF Association and is currently undertaking further post graduate studies.
We exist to provide personalised “Inspired Strategic Thinking Today For Your Future Tomorrows”.
Michael Carlton (AR: 239724) Carlton Family Trust ABN 51 283 954 577 t/a PECUNIA Private Wealth Management (CAR:1233485), are Authorised Representatives of Arrow Securities Group Pty Ltd ABN 30 165 731 144 AFSL No: 448218. Mascar Holdings Pty Ltd (Corporate Trustee) Carlton Family Trust registered Tax (Financial) Adviser 25869223.